April 11, 2025

Home Safety

Step-by-Step Emergency Food Planning

Step-by-Step Emergency Food Planning When thinking about how to keep your long-term food storage, consider the kind of emergency you’re likely to encounter. If you live in an earthquake zone, you probably won’t want a bunch of glass jars on a high shelf in your pantry. If you live in a flood zone, storing your food supply in cardboard boxes on a ground floor probably isn’t your best bet. And if you think you might have to evacuate, you’ll want to avoid heavy cans. Once you’ve chosen a smart spot for your food storage, it’s time to plan what you’ll put in it. If they’re old enough, get your kids involved in the process. Water Store at least one gallon of water per person per day. No, you’re not going to chug a full gallon each day—you’ll also need water for cleaning and cooking. To store your water, avoid clear containers and keep your water containers away from sunlight to avoid bacteria growth. Store water in a dark, cool place, like in the back of a pantry. Some temperature fluctuations are okay, but keep water storage containers off cement floors. Plastic can absorb odors and chemicals, and you really don’t want to be drinking the stuff that’s on your garage floor. Food Instead, choose snacks and recipes that you and your family already enjoy, and ask yourself these questions: Can you store it without refrigeration? Can you eat it without cooking it? Is it easy to prepare? (Keep in mind that you can make shelf-stable substitutions for many fresh items that you might typically use in a recipe, like powdered milk or canned meat.) If the answer to each of these questions is “yes,” then add it to the list for your emergency food storage. Emergencies are stressful, and familiar foods are the perfect place to start. The fewer surprises you have in a disaster situation, the better. As you decide what to buy, think about dietary needs. Try to strike a good balance between carbohydrates, fruit and vegetables, protein, and dairy, and consider any dietary restrictions that you or family members have. The last thing you need in an emergency is someone getting sick. And don’t forget to make a food plan for babies and pets! Food safety Think ahead: before disaster strikes, freeze a jar of water and put a coin on top of the ice. If your power goes out and you’re not sure how long it’s been out, check the coin in the jar. If the coin is where you left it, the ice stayed frozen, which means that your food did too. But if the coin is at the bottom of the jar, even if the water has re-frozen, it means the power was out long enough for the water to melt. That means your food didn’t stay frozen either, so it’s not safe to eat. If you know when the power went out, set a timer for four hours from the blackout. That’s how long your fridge will stay cold enough to preserve your food, as long as you don’t open it. If you’re not sure, check your refrigerator’s thermometer. It will still keep working even without power, and as long as it’s below 40 degrees Fahrenheit, the food is safe to eat. Try to avoid opening the fridge as much as possible to keep the cold air in, and store food closer together to help it stay cold longer. It’s smart to know where to buy dry ice in case of a power outage, because 25 pounds of dry ice can keep your fridge cold enough for food preservation for two to four days. Just make sure to use thick gloves when handling dry ice, and keep your vehicle well ventilated when transporting it. Emergency food safety isn’t limited to items in your fridge and freezer—despite the name, nonperishable food can also perish, and you can too from eating it if you’re not careful. Don’t eat food from cans that are damaged (rusted, swollen, dented, etc.) even if the food inside looks okay. Store all your food in airtight containers to keep it safe from rodents and other pests. Dry canned food will be good for only 10–15 days after it’s been opened.

Senior Safety

Safe Banking Practices for Seniors: Avoiding Identity Theft and Financial Exploitation

Safe Banking Practices for Seniors: Avoiding Identity Theft and Financial Exploitation The sanctity of one’s financial security is a steadfast pillar in the architecture of a well-lived life, and it’s especially precious as we age. In an era where fraudsters and scammers work relentlessly to exploit the unsuspecting, seniors are particularly vulnerable. It’s crucial for the elderly and their support network to fortify their banking practices against modern-day financial threats, safeguarding not just their wealth, but their peace of mind as well. Understanding the Risks In the digital age, personal finances are tethered to intangible cyberspaces, making them more accessible to thieves. Seniors are often targeted due to their perceived savings and sometimes, lack of familiarity with modern technology-based banking. However, without falling into a generation gap cliche, we approach the topic with respect and practical solutions. Identity Theft: The Impersonal Crime Identity theft can devastate a lifetime of savings with a single keystroke. Whether through sophisticated hacking techniques or the misplaced trust in illegitimate services, the cost of fraud can be both tangible and psychological, robbing the victim of their trust and sense of control. A Costly Misnomer: This isn’t a crime with impersonal IT jargon. The financial aftermath can spell ruin for seniors with fixed incomes. Foreseeably Unforeseen: Many are unaware that an identity has been stolen until it’s too late. Hence, prevention is paramount. Financial Exploitation: Trust, Turned On the other hand, financial exploitation preys on the trust and respect that seniors build with the individuals in their lives. It ranges from duplicitous dealings with ‘friendly’ calls to illicit maneuvers by close acquaintances, and its detection and prevention rely on astute awareness and a professional support network. The Con of Familiarity: Perpetrators are often closer than we think, masking greed with friendship and familiarity to gain access to seniors’ finances. The Advisor’s Eye: A reliable, eagle-eyed advisor can be the difference between a secure or shattered savings. Safe Banking Practices In adopting safe banking practices, seniors take the first and most crucial step towards securing their finances. This is an educational enhancement, introducing and encouraging safer approaches to their financial routines. Choosing a Financial Fort A safe institution is the bedrock of secure financial dealings. Understanding the different options and what they offer ensures that each banking transaction is shielded by established security protocols. The Trusted Few: Familiar doesn’t mean safe. Extensive vetting of an institution’s security measures is essential. The Right Fit: Not all banks are equal, just as not all seniors have the same needs. Finding the bank that serves best is a critical decision in the safety chain. Mastering the Digital Highway The conveniences of online banking come with their own set of risks. The knowledge of how to utilize online services while circumventing potential threats is empowering and liberating. Internet Savvy Seniors: Technology doesn’t have to be a titan to intimidate, rather the medium through which security is deepened. Routine Vigilance: By making security checks a habit instead of a reaction, seniors can confidently manage their finances from the comfort of their homes. The Power of Two-Factor Armor Two-factor authentication adds an impenetrable layer to digital banking. It’s a choreography of convenience and security that ensures financial access is controlled and never compromised. Two To Tango: Knowledge pairs with possession in a tightly choreographed dance that secures access to one’s digital finances. Beyond the Code: The extra step is often the final stand. Encouraging seniors to adopt this measure is empowering their financial independence. Protecting Personal Information Preserving the privacy of sensitive information prevents the domino effect that comes with an information leak. Understanding how to sidestep inadvertent disclosures and the allure of quick exchanges secures the personal and the public in tandem. The Secrets of Secrecy There are no secrets if there are no keepers. Sharing insights on identifying what is sensitive, why, and how to keep it that way is the first line of defense against financial conflagration. The Unshared Secret: Even classified information is only as secure as the confidante. The Why of What: Understanding personal information is not only a safeguard but also a necessary exercise in cautionary awareness. Fortifying Your Inbox The phishing tide is relentless, but so is the arsenal of knowledge at our disposal. Recognizing the lures and resisting the urge to bite secures an inbox against the scammers’ hooks. The Annals of Anatomy: Dissecting a phishing mail, educating on the giveaways, and precautions to preempt a perilous click are indispensable. Tug of War: Every avoided scam is a victory in a digital battlefield where the stakes are personal and the wins collective. The Role of Caregivers and Financial Advisors For seniors who might not feel entirely confident in their banking practices, a caregiver’s or financial advisor’s guidance can be an invaluable asset. They can function as translator, protector, and advocate in a world that might seem increasingly complicated. The Translator of Today Navigating financial jargon is akin to wading through a foreign land. The interpreter offers clarity and ensures that every decision is an informed one. Bridging the Gap: It’s not about age; it’s about access. Advisors cross the bridge to ensure that all seniors are truly modern banking citizens. Transparency’s Translator: In a world fraught with scams, a clear communicator is the first lines of defense for the uninitiated senior. The Guardian of Trust Trust, once broken, can sear. A guardian helps prevent the break and offers swift, skillful repair in the event of a breach or attempted theft. Preemptive Measures: It’s not just about reaction; it’s about anticipation. Guardians institute actions and policies that preclude breaches and betrayals. Reconstructing Identity: Helping a senior emerge unscathed from an identity theft is an exercise in redemption and restoration, and it necessitates the kind of oversight that only a guardian can provide. Resources for Seniors Governments and non-profit organizations have steered a mighty vessel of support in the seas of financial safety. They offer guidance, insurance, and legal support to seniors looking to anchor their

Scroll to Top